June is almost here and it’s time for me to buckle down on my budget and find out just how much I can save in one month.
(No the B word doesn’t rhyme with “itch” so don’t even ask! But I love that you’re reading Mom!)
This is the nuclear meltdown budget. While it’s not as low as I could go, it gives me a pretty good start on figuring out how much I really need in an Emergency Fund in case of a job loss.
Car/Life Insurance $140
Home Phone/Internet/Cable $100
Dog Food $40
Student Loan Payment $52
Savings – SM $300
Savings – Car $25
Savings – EF $50
Savings – Roth $50
There’s only 720 hours in the month of June and I want to spend as little of that time shopping as humanly possible. Granted, I could buy NOTHING but it’s not very realistic. I will probably end up doing a lot of pricing shopping (see the master list)
Keep in mind that I will be working 40-hour weeks at job #1 for a total of 178 hours (22 days at 8 hours a day); approximately 4 (hopefully 8) shifts at job #2 for about 40 hours, plus writing 2 full length articles for job #3.
But work and sleep only take up so many hours! Therefore I’m adding the following goals:
walk 30 minutes a day -or-
15 minutes on the trainer -or-
two segments on the yoga video
It seems so simple and yet, so hard! June will probably bring another WIR meeting at my house so I plan on making the house as presentable as possible. I have a long to-do list this summer of chores I want completed before the end of Labor Day weekend Tuesday, September 8th. That gives me 99 days starting on June 1st.
The next post will detail my Master to-do list which will (hopefully) cost very little money to complete as I have most of the supplies I need already.